Commonwealth Retirement Investments LLC (Richmond)


Commonwealth Retirement Investments LLC is a large advisory firm based in Richmond. It manages $113.76 million of regulatory assets for 602 client accounts. It has been registered with the SEC as an adviser since 2017 and has operated in the jurisdictions of North Carolina and Virginia.

Commonwealth Retirement Investments provides financial planning services and portfolio management for individuals and small businesses. It doesn't provide financial planning services to its clients. On top of advisory services, the firm doesn't engage in other business activities.

Commonwealth Retirement Investments: assets under management

The assets under management (AUM) of Commonwealth Retirement Investments LLC is $113.76 million. The firm's AUM has grown by 22% since the beginning of its operation, and the company doesn't manage any assets belonging to foreign clients.

The firm manages $113.1 million in discretionary accounts and $661.45 thousand in non-discretionary accounts. On average, the discretionary accounts where all decisions are made on behalf of the client hold $188.18 thousand each. Non-discretionary accounts, where clients actively manage their portfolios, generally hold around $661.45 thousand.

Investments

The firm invests in exchange traded securities the most. They account for 74% of the total AUM. The second-largest asset type is investment and business development companies, which make up 19% of the firm’s portfolio. Investments in cash and cash equivalents form 5% of the total invested assets.

Fees & Commissions

The advisory firm has several streams of revenue. Clients pay Commonwealth Retirement Investments LLC for their services and products based on a percentage of assets under management and fixed fees. Compensation based on assets under management promotes a long-term relationship between a client and the adviser and helps align mutual interests. These fees don’t include brokerage commissions, interest, taxes, and other account expenses.

What kind of clients David Lee Monday serves?

The firm provides services to individuals and high net worth individuals. The largest group of clients of David Lee Monday is high net worth individuals with 55 clients and $67.85 million of assets under management. Among the 9 most similar advisory firms, Commonwealth Retirement Investments has the 3rd lowest percentage of high net worth individuals out of all clients.

The amount of regulatory assets under management is $113.76 million for 224 clients that can include trusts, estates, and 401(k) plans and IRAs of individuals and their family members. None of the firm’s clients are foreign persons or businesses.

Commonwealth Retirement Investments doesn't advise any private funds.

Careers at Commonwealth Retirement Investments LLC

The company employs 6 people that are either part- or full-time employees. 83 percent of the employees work as investment advisers or researchers. 5 employees are registered as investment adviser representatives with the state securities authorities.

There isn’t anyone with the role of looking for and bringing in new clients on behalf of the firm. The firm doesn’t compensate employees in addition to the salary for bringing in new clients. Employees don’t receive compensation from other entities for client referrals.

David Lee Monday has been acting as President since 1 Jan 2017. Christopher Sombatcharoen Lee joined the executive team most recently as the Member Of Board Of Managers.

Direct owners and executive officers


Name Entity Date acquired Ownership Employer ID
Commonwealth Retirement Advisors Owner 1 Jan 2017 75% - 100% 45-4000106
David Lee Monday President 1 Jan 2017 Other 722234
Llc Commonwealth Retirement Advisors Owner 1 Jan 2017 75% - 100% 45-4000106
Polly White Cordle Chief compliance officer 1 Feb 2018 Other 2875017

Indirect Owners

The SEC currently registers 2 indirect owners.

Name Entity Date acquired Ownership Employer ID
Ryan Patrick Drake Managing member 1 Jan 2017 75% - 100% 4416994
Christopher Sombatcharoen Lee Member of board of managers 1 Jan 2019 Other 6125774

Based in Richmond

The principal office where Commonwealth Retirement Investments LLC performs its advisory services is located at 9030 Stony Point Parkway, Richmond, VA 23235, which is also the mailing address of the firm. It doesn’t run an office outside of the United States.

You can reach the main office by calling the phone number 804-282-1238. The normal business hours are 9 am to 5 pm on Monday - Friday. You can find more information about the New York firm at cwealthra.com.